4500 Vista Superba St, Los Angeles, CA 90065

October 23, 2015Eric Zunkley

OPEN SUNDAY, OCTOBER 25, 2-5PM

Gorgeous, totally remodeled 5BR+4BA (w/private lower level/unit w/separate entrance) view home resting on the magnificent & secluded tree lined cul-de-sac peninsula in the highly-sought after Adams Hill/Square area of Glendale (L.A. North). From the moment you step through the front door you are greeted by the soaring ceilings in the living room, family room, and stunning unobstructed views of Eagle Rock and the mountains of the Angeles National Forest. Features include gorgeous open kitchen, formal dining, recessed lighting, multiple skylights and bamboo wood flooring throughout. Practically every window takes full advantage of the gorgeous views w/large windows, balconies and patios abound. The whole bottom floor (w/private entrance) boasts 2BR+1BA, a kitchenette, private patio (w/views) and large bonus room that could be used as an additional family room, office, inlaw suite or rec room. Boasts endless storage space, ample closets in all of the bedrooms. Truly a must see..

5 Beds | 4 Baths | 3,680 SQ. FT.

Listed at $1,099,000

Listing Agent: Scott Nell
DRE#: 01358285
Courtesy of: Keller Williams Encino - Sherman Oaks

Broker/Agent does not guarantee the accuracy of the square footage, lot size or other information concerning the conditions or feature of the property provided by the seller or obtained from Public Records or the other sources. Buyer is advised to independently verify the accuracy of all information through personal inspection and with appropriate professionals.

1004 Cornell Drive, Glendale, CA 91205

October 15, 2015Eric Zunkley

OPEN SUNDAY, OCTOBER 18, 1-4PM

Paradise in Glendale! Superb city and mountain views as far as the eye can see from the living room, dining room with French doors, and wraparound porches. Furthermore the location is Superb. Beautiful Spanish corner home with lots of: space, privacy, solitude, charm and character on Adams Hill. This much sought after home offers 3 bedrooms 2 baths. Furthermore there is a guest apartment with 1 bedroom 1 bath; ideal for guest, separate working area, art studio, older parents or younger teenager that requires separation from the main house. Conveniently located in Glendale: near 3 major freeways, malls, shops, transportation and much more. Don’t miss out on this once in a life time opportunity.

4 Beds | 3 Baths | 2,190 SQ. FT.

Listed at $825,000

Listing Agent: Carole Brown
DRE#: 01054185
Courtesy of: Access Southland Real Estate

For more information fill out the form below.

Closing Costs Definitions

September 08, 2015Eric Zunkley

APPRAISAL FEE: Cost for lender’s professional evaluation of the property’s market value based on comparable sales, improvements on the property and location. (Fee usually set by the Appraiser)

ASSUMPTION TRANSFER FEE: Fee assessed by the lender for buyer to assume present loan, if applicable.

CREDIT REPORT: A lender report of your credit history.

DISCOUNT POINTS: Points lender may charge to increase the investor’s yield. May be paid by either buyer or seller. The number of discount points depends on the rate quoted and the current market rates. One “point” is usually 1% of the loan amount.

ESCROW FEE: Title company’s service fee for acting as an escrow agent to carry out contract instructions, obtaining execution, recording of necessary documents, disbursing sale proceeds, usually split between buyer and seller per the contract.

FILING FEES/RECORDING FEES: Fees for recording documents in public records; fee is determined by the applicable county based on the number of pages filed per document.

HAZARD INSURANCE: Fire and extended coverage casualty insurance protects property and contents in case of loss; typically required by lender for at least the loan amount.

INSPECTIONS: An examination of the property for various reasons such as termite inspections, mechanical inspections and roof inspections. Parties may also require follow up inspections after required repairs are completed.

INTEREST: Prepaid interest on the buyer’s loan for the remainder of the month in which closing occurs.

LOAN APPLICATION FEE: Fee paid to the lender at time of application.

MISCELLANEOUS LENDER FEES: May include fees for underwriting, processing, tax service fee, warehousing, etc. Varies with each Lender. Check with Lender for disclosure and explanation.

MORTGAGEE’S TITLE POLICY: Policy insuring lender of validity and priority of its lien.

ORIGINATION FEE: Lender may charge purchaser a fee to originate a new loan.

OWNERS TITLE POLICY: Policy that indemnifies the buyer against losses for covered defects in title.

PREPAYMENT PENALTY: A fee charged for early payoff of the Seller’s existing mortgage loan. If the penalty applies, it should be stated in the existing mortgage instruments.

PMI PREMIUM/MIP PREMIUM: (PMI – private mortgage insurance – conventional loans; MIP – mortgage insurance protection – FHA loans) Insures lender against loss in the event of default by borrower. Often required by lender if first loan exceeds 80% loan to value ratio.

PRORATED TAXES: Contract terms dictate, but taxes are usually prorated between Seller and Buyer at closing. Figures are usually based

on previous year’s taxes. Any shortages or overages due at the end of the existing year are between Buyer and Seller per the contract.

REALTOR FEE: An amount paid to the brokerage firm representing the consumer (Buyer or Seller) for real estate services agreed upon in the property listing agreement, buyer representation agreement, or by contract.

RESTRICTIONS: Recorded documents that restrict and limit the use of the property.

SURVEY: A statement (drawing) showing the corners, distances, and directions of the boundaries of a tract of land along with easements, encroachments, etc., and the location of all improvements located on the land as may be required in the contract.

TAX SEARCH CERTIFICATES: Certificate obtained to determine any unpaid property taxes or assessments that may constitute liens against the property.

Information provided by First American Title

Ten Commandments of Buying a Home

July 02, 2015Eric Zunkley

Home Loan Navigation

April 15, 2015Eric Zunkley

Came across a helpful graphic to navigate the loan options available to a buyer. This chart can't replace the information and guidance of a loan officer but it's a decent starting point.

Eric Zunkley

Eric Zunkley Real Estate Blog